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Create a Smarter Home in a Down Economy
A tight economy means most American homeowners are keeping close watch on their budgets, cutting spending on frivolities and extras.
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» Shopping for a loan. - Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan. |
» Know Your Soil: Use a 1- to 2-inch protective layer of mulch on the soil surface above the root area. Cultivating and mulching reduce evaporation and soil erosion. |
» Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs. |
» What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. It is best to visit the lender to find out for sure. |
» Know Your Soil: Loosen the soil around plants so it can quickly absorb water and nutrients. |
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» HGTV |
