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Greening Your Home Can Earn You a Tax Credit
Spring is here, summer’s just around the corner and it’s time to break out of that winter funk. With Americans spending more time at home these days, many are investing in home upgrades. Americans spent $170.8 billion on home improvement projects in fourth quarter 2008, exceeding new home investment, according to the Bureau of Economic Analysis.
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» Know Your Soil: Use a 1- to 2-inch protective layer of mulch on the soil surface above the root area. Cultivating and mulching reduce evaporation and soil erosion. |
» Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs. |
» Shopping for a loan. - Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan. |
» Know Your Soil: Loosen the soil around plants so it can quickly absorb water and nutrients. |
» What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. It is best to visit the lender to find out for sure. |
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» HGTV |
